New user? Register here:
Email Address:
Retype Password:
First Name:
Last Name:
Existing user? Login here:
Letters to the editor >

Retired clergy: the housing scheme, and their ministry

From Ray and Anne Lane
Sir, — We were pleased to read (News, 1 April) that the Church Commissioners have had another successful year of investments in 2004 — but shocked and saddened to see the Clergy Retirement Home Loans Scheme called a “money-spinner”, with a 16.5-per-cent return in 2004.

The scheme was set up to provide mortgage loans for priests who, on retiring, are needing, aged 65-plus, to buy a home, but would not qualify because of age and income to have a mortgage from the High Street.

Under this scheme, the repayments rise year on year, in line with the increase in clergy pension; so the increase does not go to try to keep up with inflation, but disappears into the rising repayments to the loan scheme.

A normal mortgage is eventually repaid, but, under this scheme, the amount of the loan moves with the value of the property. Since property prices increase year on year, so the loan increases, and under normal circumstances will never be repaid, unlike a normal mortgage.

When the property is eventually sold, the Church Commissioners receive back the same proportion as of their initial investment, i.e., if they paid for one third of a property worth £150,000 when it was sold, say, 15 years on, for £280,000, they would receive back one third of the new price, making the “loan repayments” no more in real terms than rent.

This is surely usury, and an iniquitous practice by the Church Commissioners, and a miserable way for them to be treating their own pensioners.

These retired clergy deserve to be treated more even-handedly, and with more respect than as a useful earner for the Church Commissioners.
5 Hovendens, Sissinghurst, Cranbrook, Kent TW17 2LA

From the Rt Revd Frank Sergeant
Sir, — The Executive Council of the Retired Clergy Association (RCA) is grateful for the contribution that Bishop Gavin Reid (Comment, 10 March) and correspondents (18 March) have made to the discussion about the right use of the clergy in retirement, and their reservoir of talents available to the Church.

While a considered policy and codes of good practice do exist in some dioceses, to the benefit of both the diocese and the clergy in retirement, it would be difficult to propose a national policy. There is not an even spread of retired clergy over the country, and although it would be helpful to match the needs of pastoral provision with the retired clergy’s need to minister, it could be detrimental to the freedom that retirement brings.

It would be helpful if the dioceses could agree on a broad basis to propose the same fees payable to the retired clergy for casual and occasional offices, as well as the recommended mileage rate for travel. It has to be recognised that when retired clergy receive two-thirds of the fee payable for occasional offices, they are making a contribution to the stipends of the present full-time clergy. I need say little more, as the excellent article “Come clean on fees” by Jane Soanes (Comment, 7 January) has covered this matter. She raises the problem of cemetery and crematoria fees, which must be addressed.

As far as synodical representation at all levels is concerned, decisions have been made that deny a place in General Synod for the retired clergy representatives; and that must be accepted. There are, however, ways and means of ensuring representation for the retired clergy, and this means taking initiatives locally.

Finally, a major problem is communication, without which there can be neither effective explanation nor consultation. The RCA tries to enable these things to happen; it does not pretend to be a trade union, but it does attempt to gather retired clergy together for support and the discussion of common interests.

Groups for retired clergy, whether RCA-based or not, are influential in the pastoral care of the sick and elderly clergy, as well as being a point of reference. The RCA acts as such a point of reference nationally, and has received attention and courtesy from the central bodies, for which it is grateful.
Chairman, Retired Clergy Association
32 Brotherton Drive, Salford M3 6BH

Job of the week


South West

DIOCESE OF TRURO Vicar of St Austell parish,Cornwall we are looking for a vicar who will be excited by the way that God has led us so far and feel called to help us achieve our vision for the f...  Read More

Signup for job alerts
Top feature

Not only dancing in the aisles

Not only dancing in the aisles

From skateboarding to real ale, churches are being used to engage with their localities in ever more imaginative ways. Pat Ashworth reports  Subscribe to read more

Question of the week
Should churchpeople resist the proposed liberalisation of Sunday trading laws?

To prevent multiple voting, we now ask readers to be logged in. This is free, quick and easy, honestly. Click here to login or register

Top comment

Listen to the Spirit - on the bus

A new initiative offers an appealing means of encouraging prayer, says Richard Chartres  Subscribe to read more

Wed 10 Feb 16 @ 10:55
OFSTED chief: church schools are crucial to transmitting good morals

Wed 10 Feb 16 @ 10:09
The next prayer video from the C of E's JustPray, which had its first rejected by cinemas, has been released